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Terms of Use
By accessing and using www.magnifigroup.com and all affiliated sites – including but not limited to  www.learn-wise.com, www.integrau.com, www.sorinuniversity.com, www.MSBINTspine-iep.com, http://richardwolfedu.com/lw/www.spine-IEP.comwww.totaljoint-IEP.com –  you are agreeing to be bound by these terms of use, conditions and disclaimer ("Terms of Use") and all applicable laws and regulations. If you do not agree with any part of these Terms of Use, you must immediately discontinue any use of the Site. These Terms of Use may change from time to time without notice and it is your responsibility to check for updates. By using this Site you are agreeing to be bound by the current version of these Terms of Use. The last revision date for these Terms of Use is set forth below.
 
Disclaimer
The material provided by Magnifi Group on this site and any of its affiliated sites, is for general informational purposes only. This Information is not intended as medical advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company. The opinions and analyses included in the Information are based from sources believed to be reliable and written in good faith, but no representation or warranty, expressed or implied is made as to their accuracy, completeness or correctness. We cannot and do not assess or guarantee the suitability of any particular surgical technique and/or medical advice and treatment, or the potential value of any informational source. You bear responsibility for your own decisions, and should seek the advice of qualified professionals before making any decisions.

Restriction on Use/Limited License - Individual Members
Magnifi Group grants you a limited non-exclusive, non-transferable license to use, display on your computer, download and print the Information for your own personal and non-commercial purposes only, provided that:
• You do not modify any of the Information beyond your own personal notes.
• You can not download any of the Information for use in third party programs.
• All copyright and other proprietary notices are retained.
• You abide by these Terms of Use.

No other use of the Information is permitted. Without limiting the generality of the foregoing, you may not:
• Publish, license, sublicense, create derivative works from, transfer or sell any of the Information.
• Use any of the Information for any non-medical commercial purpose, or for any public display (commercial).
• Include any of the Information or reference thereto in or with any information, product or service that you create, distribute or provide without prior permission from Magnifi Group, unless made available for purchase from any of Magnifi Group’s web sites.
• Copy or transfer any of the Information onto your own Web site or any other Web site or server without prior permission from Magnifi Group.
Magnifi Group retains the right to terminate at any time, and without cause, subscription or access to our services.

No Medical Advice
The Information is provided for information purposes only. The Information is not intended to be and does not constitute medical advice from Magnifi. The Information is general in nature and is not specific to any one patient or specific surgeon and or spine fellow. You should not make any decision, medical or otherwise, based on any of the Information without undertaking your own due diligence. You agree that any and all use of the Information, which you make, is solely at your own risk and without recourse to Magnifi Group, or the content Providers. Further, you acknowledge that you understand that Magnifi Group is not a licensed managed care or medical provider.

No Warranties
Magnifi Group does not guarantee or warrant the quality, accuracy, completeness, timeliness, appropriateness or suitability of the Information or of any product or services referenced on this site of any of its aforementioned affiliate sites. Magnifi Group assumes no obligation to update the Information or advise on further developments concerning topics mentioned. The Site and the Information may be changed from time to time without notice. The Site may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions.

Magnifi Group IS PROVIDING THIS SITE AND THE INFORMATION ON AN "AS IS" BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER WITH RESPECT TO THE SITE OR THE INFORMATION OR WITH RESPECT TO THE USE OR SUITABILITY OF THE SITE OR THE INFORMATION FOR ANY PURPOSE. THE INFORMATION MAY CONTAIN INACCURACIES, TYPOGRAPHICAL ERRORS OR OTHER ERRORS.
Magnifi Group disclaims all warranties, representations and conditions regarding the Site and the Information, including, without limiting the generality of the foregoing, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, freedom from libelous or privacy-invasive content, freedom from infections of viruses and availability, whether expressed or implied, or arising from a course of dealing, usage or trade practice.
Some drugs and medical devices presented in this publication may have Food and Drug Administration (FDA) clearance for limited use in restricted research settings. It is the responsibility of the user to ascertain the FDA status of each drug or device planned for use in their clinical practice.
Any information posted to the discussion forum (moderated and not moderated) is for informational purposes only. Magnifi Group is not responsible for the information or the result of its practice.

Disclaimer of Liability

Magnifi Group, its employees, directors, agents, the content Providers and any other parties involved in the creation, production or delivery or marketing of the Site and affiliated sites disclaim any responsibility and shall not, in any event, be liable for any damages, claims, liabilities, costs or obligations including any indirect, punitive, special, incidental or consequential damages, including without limitation, loss of use, loss of data, loss of business profits, loss of opportunity, business interruption, personal injury or any other pecuniary loss (collectively the "Damages") whatsoever and howsoever caused, arising out of or in connection with the use or misuse of the Site or the Information or with the delay or inability to use the Site or the Information, whether such Damages arise in contract, tort, strict liability, negligence, equity or statute law or by way of any other legal theory, even if Magnifi Group been advised of the possibility of damages liability Magnifi Group shall be strictly limited to those monies paid-to-date by member.

Magnifi Group disclaims any liability for unauthorized use or reproduction of any portion of the Information or the Site.

Electronic Communications
It is the sole responsibility of the member to provide Magnifi Group with an accurate and current e-mail address, and keep member profile updated. Member understands that Magnifi Group will communicate with member at its own discretion, and that it has no obligation to do otherwise. In the event that Magnifi Group communicates with member it makes no representations; and strictly disclaims any responsibility that said communication will be actually received by member.
 
Links
This Site may contain links to other Internet sites. Such links are provided for reference only and were independently developed by parties other than Magnifi Group. Magnifi Group is not responsible for the contents of any such linked sites and does not assume any responsibility for the accuracy or appropriateness of the information contained at such sites.  Magnifi Group is not responsible for the privacy policies and practices of such sites. The inclusion of any link does not imply endorsement by Magnifi Group of the site. Use of any such linked site is at the user's own risk.

Information Provided to www.magnifigroup.com and all affiliated sites
From time to time Magnifi Group may solicit material for medical Case Presentations and other competitions. Entrant owns and will continue to own the rights to his/her submission; however, he/she grants Magnifi Group unrestricted use of his/her submission within the context of the Interactive Educational Program including any public sites and marketing materials.

No Endorsement
Reference to any third party information, product, process or services at this Site or any linked site is not an expressed or implied endorsement by Magnifi Group.

No Solicitation
No part of this Site should be taken to constitute an offer or solicitation to buy or sell products or services. Some products or services mentioned on this Site may only be available in certain areas or jurisdictions. Any products or services mentioned on this Site are made available in accordance with local laws and only where they may be lawfully offered for sale and use.

Confidentiality Warning
Absent the use of encryption, the Internet is not a secured medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. Magnifi Group will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you may make to Magnifi Group, or through its aforementioned affiliated sites on the Internet, or that you expressly or implicitly authorize Magnifi Group to make, or for any errors or any changes made to any transmitted information.

Computer Viruses
While efforts are made to ensure that the Information provided at this Site does not contain computer viruses, you should take reasonable and appropriate precautions to scan for computer viruses and should ensure that you have a complete and current backup of the applicable items of information contained on your computer system.

Conformance with Law
You agree that your use of this Site and affiliated sites of Magnifi Group will not violate any applicable local, national or international law, including but not limited to any regulations having the force of law. Some jurisdictions may have restrictions on the use of the Internet by their residents. You agree not to impersonate any person in your use of the Site or the sending of any e-mail to an address listed on the Site.

Severability
If any provision of these Terms of Use is determined to be invalid or unenforceable, the provision will be enforced to the maximum extent permissible and the remaining provisions of these Terms of Use will still be valid.

Governing Law
The laws of the State of California will govern as to the interpretation, validity and effect of these Terms of Use and as to any dispute or claim based on your use of the Site or the Information, notwithstanding any conflict of laws provisions of your domicile, residence or physical location.

Legal Forum
Any dispute between the parties that results in litigation shall be exclusively heard in the Courts sitting in San Diego County, California.

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